Mission
The Department of Housing and Urban Development (HUD) is the Federal agency responsible for national policy and programs that address America's housing needs, improve and develop the Nation's communities, and enforce fair housing laws. In 2022, HUD provided rental assistance to approximately 4.5 million low-income households, including elderly residents, individuals with disabilities, and veterans.
Designated Services
Designated Services
Seeking information about Federal Housing Administration (FHA) loan programs and loss mitigation services
The Federal Housing Administration (FHA) partners with private lenders to enable more Americans to achieve and maintain home ownership. The FHA Resource Center received over 754,000 inquiries and service requests from nearly 490,000 people last year related to partnering with FHA as a lender, buying a home, avoiding foreclosure, and accessing credit as a homeowner.
Engaging in the housing discrimination complaint process
HUD’s Office of Fair Housing and Equal Opportunity (FHEO) handles complaints filed by the public alleging housing discrimination based on protected characteristics (e.g., race, sex, disability) in buying a home, obtaining a mortgage, seeking housing assistance, or engaging in other real estate transactions. FHEO received over 34,000 inquiries related to housing discrimination and handled 4,000+ housing discrimination complaints in 2023.
Inspecting HUD-assisted housing
The Office of Public and Indian Housing's (PIH) Real Estate Assessment Center (REAC) physically inspects 217,985 HUD-assisted housing units annually, on average. The annual physical inspection is one of the primary ways in which HUD ensures safe and habitable conditions for the 3.4 million households in HUD-assisted housing.